Camila SmithFinding the best pet insurance in El Paso is a great way to ensure your dogs and cats get the care they need without wiping out your savings.
Between routine trips to local vets and treating your furry friend to a relaxing afternoon of pet grooming service, medical emergencies can happen when you least expect them.
This is especially true for military families dealing with sudden deployments or households balancing multiple pets at once. Fortunately, we’ve listed the top choices around town to help you find a perfect fit!
How much does pet insurance cost in El Paso?
Pet insurance in El Paso typically costs between $20 and $70 per month for dogs and $10 to $40 per month for cats, depending on the provider and coverage level. Most local policies average around $40 to $45 per month.
| Provider or Pet Type | Average Monthly Cost |
| Dog Insurance | $20 to $70 |
| Cat Insurance | $10 to $40 |
| Lemonade (Base plans from $10) | $40 to $45 |
| Embrace (Dogs) | $20 to $70 |
| Embrace (Cats) | $10 to $30 |
| Golden Retriever (Breed Estimate) | $33 to $65 |
| Maine Coon (Breed Estimate) | $16 to $37 |
1. AMC Insurance Agency LLC
Website: https://www.amcinsagency.com/
Address: 3010 Saul Kleinfeld Ste C
Contact: 915-781-6192
Hours: Monday to Friday 9:00 am – 6:00 pm, Saturday 9:00 am – 1:00 pm
AMC Insurance Agency LLC is led by Anahi M. Carrillo, a local agent with over 16 years of professional experience right in town.
Managing your insurance here is simple because you can book online and even text them with questions, which makes things way easier for busy families.
One client we interviewed told us they tried the SMS text support and got a really fast response, which they found super helpful with multiple pets at home.
A few more clients were thankful for the chance to bundle different types of coverage, which they said is really convenient.
But you should know that they operate as a general broker rather than a dedicated animal health specialist. Additionally, you’ll probably need to contact them directly for the details on specific pet insurance options.
Reliable and personalized insurance solutions
We want to thank Miss Anahi Carillo and her staff Yolanda, Emma, and Cynthia for their excellent service and dedication. We are truly happy and very satisfied. Special thank you to Miss Anahi for the extra time and assistance she gives us. You are a beautiful person with a big 💜.
- Cindy Pedregon | Google Review
Always available to answer any question
Anahi has been wonderful in helping ne with finding much needed insurance. She is always available to answer any questions I have and if she doesn’t have one she will find the answer in a timely manner.
- Roxanne Segura | Google Review
2. Border City Insurance Services
Website: https://www.bordercityins.com/
Address: 1200 Golden Key Cir Ste 164
Contact: 800-588-6895
Hours: Monday to Friday 8:00 am – 5:00 pm
Shopping for coverage can quickly turn frustrating if you feel forced into a plan that doesn’t fit your budget. Fortunately, Border City Insurance Services guarantees tailored advice with absolutely no hard sells or pushy sales pitches.
Instead, they give you direct access to exclusive insurance options and carriers that you usually can’t secure on your own. And because they do the heavy lifting of shopping across multiple carriers, you can easily compare several quotes side-by-side.
Their clear explanations are fantastic if you’re entirely new to animal coverage and want to avoid confusing industry jargon.
On the downside, initial communication can occasionally feel inconsistent, and response times to phone or online inquiries might face some delays.
Make sure customer service is their priority
I have worked with this company for a few years and every time I need a quote, addition coverage, binders, changes etc. to our policy, I have always received a response if not immediately, in a timely manner. Customer service is important to everyone and very little companies take pride in what the do. Border City Insurance make sure customer service is their priority and I highly recommend them.
- Ana Vasquez | Google Review
Employees there are so helpful, patient, clear, and comprehensive
I’ve had other insurances, but nothing like Border City Insurance. Such a great service, the employees there are so helpful, patient, clear, and comprehensive. Especially Ariel Chacon. When I always go Ariel is always there & helps me make my payment. Ariel is so attentive to her job, she always has a smile in her face and she just makes you feel at home.
- Jasmine Macias | Google Review
3. Crystal Martinez – State Farm Insurance Agent
Website: https://915insurance.com/insurance/pet
Address: 11617 Pellicano
Contact: 915-855-8555
Hours: Monday 9:00 am – 12:30 pm, 1:30 pm – 5:00 pm, Tuesday to Friday 9:00 am – 5:00 pm
Crystal Martinez – State Farm Insurance Agent offers specialized plans backed by Trupanion, plus you get support from a local State Farm office.
They make getting coverage easy, giving you personalized quotes based on your ZIP code so neighborhood pet owners can find what fits.
If you’re not sure how things like deductibles or dental care work, their website has articles that explain everything clearly before you buy.
We actually tried out their digital quote tool with a friend, and it was super simple to save our progress and come back later to finish.
However, some clients have told us they’ve experienced slow phone response times and found the customer service a bit inconsistent.
Reliable insurance support!
I had a great experience with the Crystal Martinez State Farm agency. Special thanks to Bryan for taking the time to look for the best deals and thoroughly explain all the benefits and coverage options. He was patient, knowledgeable, and made the entire process easy to understand. Excellent customer service and professionalism — highly recommend this agency to anyone looking for reliable insurance support!
- Jaime Caro | Google Review
Individualized policies and coverages
Crystal is an amazing and experienced agent. Her and her team are dedicated to providing great service and support for their clients. Individualized policies and coverages based on specific needs. I highly encourage anyone looking to shop insurance polices and agents to contact this agent.
- Mike Rubio | Google Review
4. Beth Santillan – State Farm Insurance Agent
Website: https://insurewithbeth.com/insurance/pet
Address: 1533 N. Lee Trevino Suite B1
Contact: 915-855-0035
Hours: Monday 9:30 am – 5:00 pm, Tuesday to Friday 9:00 am – 5:00 pm
Beth Santillan – State Farm Insurance Agent makes pet insurance easy with Trupanion policies accepted at any licensed veterinarian. With this, you’re free to choose any clinic that works for you.
They actually offer one-on-one help to pick a plan that matches your pet’s specific medical needs, which takes the guesswork out of choosing coverage.
Managing your plan is also easy since you can get quotes, file claims, and pay bills all online.
But just a heads-up: some policyholders we interviewed mentioned slow communication or delays getting callbacks about account questions. So, if you need fast answers, you might have to wait a bit for a reply.
They’ve shown nothing but support and care
I recently switched from another State Farm agency and it was the best decision I have ever made. I honestly feel valued as a customer here at Beth’s office. They have gone out of their way to try to find ways to save me money, informing me about a variety of policies that I never knew about before! They walked me through them to try to find which one best suits my needs. They’ve shown nothing but support and care. Thank you to everyone in this office, I’m extremely grateful.
- Lauren Moya | Google Review
Can’t thank you enough for the excellent customer service i received
Can’t thank you enough for the excellent customer service i received this week from one of your agents Heber Trinidad.The patience he had with all of my questions and making sure i understood everything correctly. I had been calling around all week to different insurances and not one gave me the attentiveness, friendliness and knowledge of what he had to offer to us.
- Mya Muriel | Google Review
5. Autosmart Insurance
Website: https://www.autosmartins.com/coverage/pet/
Address: 1210 Montana Ave Ste 102
Contact: 855-960-0819
Hours: Monday to Friday 9:00 am – 5:00 pm, Saturday 9:00 am – 1:00 pm
Autosmart Insurance does the legwork of comparing multiple carriers to find an affordable plan that really fits your budget.
They’re also upfront about what’s covered, clearly listing treatments like lab work, dental procedures, and surgeries. It’s a big plus that they can find plans including important procedures like spaying or neutering, since many basic policies don’t cover those at all.
Their quick quote form is super straightforward, too, so you can check your options fast.
Our only concern is that their available plans typically don’t cover routine wellness check-ups, leaving you responsible for basic day-to-day visit costs.
Even so, leveraging their network ensures you get excellent value in town.
I didn’t feel rushed to make a decision
What a great insurance! They have awesome rates, the staff is very accommodating to your needs. I didn’t feel rushed to make a decision. Edgar my rep was amazing at answering all my questions and making me feel safe and comfortable at making a decision due to my circumstances and financial ability…. (Edgar thank you so much for everything!! )
- Christy Vassio | Google Review
I am super happy I contacted them
Absolutely world class customer service and product service. Wait time less than 2 minutes and knowledgeable personnel. A friend recommended me and I am super happy I contact them. Prices are very compatible and I couldn’t of made a better choice!!’ Great job auto smart insurance
- Christian guerrero | Google Review
